Side-by-side · Q2 2026 data
Sherwin Williams Emp. Credit Union vs Illinois Valley Credit Union
Credit union
Sherwin Williams Emp. Credit Union
South Holland, Illinois · Under $100 million in assets
Metric by metric
| Measure | Sherwin Williams Emp. Credit Union | Illinois Valley Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 58 |
| Capital cushion | 86 (stronger) | 51 |
| Loan quality | 69 | 89 (stronger) |
| Earnings | 20 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 42nd | 19th |
| Total assets | $37.0M | $36.3M |
| Deposits / shares | $33.3M | $32.4M |
| Capital ratio | 13.64% (stronger) | 10.12% |
| Problem loans | 0.94% | 0.34% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.51% |
| Return on assets | 0.00% (stronger) | -2.12% |
| Loans ÷ deposits | 46.2% (stronger) | 85.6% |
| Uninsured deposits | 3.6% | 2.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sherwin Williams Emp. Credit Union has the higher TellerScore (71 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Sherwin Williams Emp. Credit Union leads on 5 and Illinois Valley Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.