TellerScore

Headquartered in South Holland, Illinois, Sherwin Williams Emp. Credit Union is a federally insured state-chartered credit union with $37.0M in total assets and $33.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1936.

Based on its Q2 2026 filing, Sherwin Williams Emp. Credit Union scores 71/100, which we describe as strong. That is higher than only 42% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 118th. Its strongest component is funding & liquidity (100/100; 46% loans-to-deposits, 4% uninsured), and its lowest is earnings (20/100; 0.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion86/100
Net worth ratio: 13.64%
Loan quality69/100
Loans 60+ days delinquent ÷ total loans: 0.94%
Earnings20/100
Return on assets (annualized): 0.00%
Funding & liquidity100/100
Loans ÷ shares: 46.2% · 3.6% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.88%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (74 → 71), mostly because the earnings component weakened by 17 points.

TellerScore
718598Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202498
Q3 202492
Q4 202477
Q1 202574
Q2 202574
Q3 202574
Q4 202575
Q1 202677
Q2 202671
Net worth ratio
7.00%11.98%16.97%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.97%
Q3 202416.37%
Q4 202413.09%
Q1 202512.93%
Q2 202512.38%
Q3 202512.53%
Q4 202512.55%
Q1 202612.59%
Q2 202613.64%
Delinquent loans (60+ days)
0.24%0.59%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.24%
Q3 20240.37%
Q4 20240.35%
Q1 20250.82%
Q2 20250.58%
Q3 20250.63%
Q4 20250.32%
Q1 20260.30%
Q2 20260.94%
Return on assets
0.00%1.21%2.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.41%
Q3 20241.38%
Q4 20240.20%
Q1 20250.45%
Q2 20250.41%
Q3 20250.38%
Q4 20250.15%
Q1 20260.34%
Q2 20260.00%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$37.0M13.64%0.94%0.00%46.2%
Q1 202677$40.8M12.59%0.30%0.34%40.0%
Q4 202575$40.7M12.55%0.32%0.15%42.9%
Q3 202574$41.2M12.53%0.63%0.38%40.6%
Q2 202574$41.5M12.38%0.58%0.41%43.0%
Q1 202574$39.9M12.93%0.82%0.45%36.4%
Q4 202477$39.0M13.09%0.35%0.20%39.2%
Q3 202492$32.8M16.37%0.37%1.38%24.5%
Q2 202498$31.9M16.97%0.24%2.41%25.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.64%
44th
Problem loans0.94%
41st
Net charge-offs0.06%
61st
Return on assets0.00%
19th
Loans to deposits46.2%
69th
Uninsured deposits3.6%
30th
Loan-loss reserves0.00%
37th
Texas ratio2.9%
43rd

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Illinois Valley Credit UnionCredit union Peru, IL58 out of 100, Moderate$36.3M10.1%0.34%vs
Blackhawk Area Credit UnionCredit union Savanna, IL79 out of 100, Strong$39.1M13.4%0.13%vs
Service Plus Credit UnionCredit union Moline, IL81 out of 100, Strong$34.7M12.3%0.46%vs
Canals & Trails Credit UnionCredit union Lockport, IL81 out of 100, Strong$34.2M11.1%0.23%vs
Planites Credit UnionCredit union Chicago, IL69 out of 100, Moderate$39.8M11.3%0.85%vs
Area Educational Credit UnionCredit union Mattoon, IL87 out of 100, Very strong$33.7M20.4%0.92%vs

Deposit insurance

Is my money safe at Sherwin Williams Emp. Credit Union?

Yes. Sherwin Williams Emp. Credit Union is a federally insured credit union (NCUA charter #61368). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.6% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.64%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Sherwin Williams Emp. Credit Union lists 1 office in 1 city. Most locations:

  • South Holland, IL (1)

All branch addresses and map

Identity & history

Profile

Legal name
Sherwin Williams Emp. Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61368
RSSD ID
47797
Primary regulator
State + NCUA
Established
1936
Headquarters
16230 Prince Dr, South Holland, IL 60473
Employees
12

Quick answers

Sherwin Williams Emp. Credit Union: common questions

Is Sherwin Williams Emp. Credit Union NCUA insured?

Yes. Sherwin Williams Emp. Credit Union is a federally insured credit union (NCUA charter #61368). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sherwin Williams Emp. Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sherwin Williams Emp. Credit Union have?

1 office as of the latest NCUA data.

Nearby

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