Side-by-side · Q2 2026 data
Sherwood Community Bank vs Commerce Bank
Metric by metric
| Measure | Sherwood Community Bank | Commerce Bank |
|---|---|---|
| TellerScore | 64 | 76 (stronger) |
| Capital cushion | 40 | 64 (stronger) |
| Loan quality | 57 | 94 (stronger) |
| Earnings | 82 (stronger) | 70 |
| Funding & liquidity | 88 (stronger) | 61 |
| Problem-loan coverage | 80 | 98 (stronger) |
| Peer percentile | 24th | 91st |
| Total assets | $77.9M | $35.0B |
| Deposits / shares | $71.6M | $28.1B |
| Capital ratio | 9.02% | 11.43% (stronger) |
| Problem loans | 1.30% | 0.17% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.25% |
| Return on assets | 1.54% (stronger) | 1.25% |
| Loans ÷ deposits | 72.4% (stronger) | 73.5% |
| Uninsured deposits | 10.9% (stronger) | 38.6% |
| Offices | 4 | 146 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.2% |
Commerce Bank has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Sherwood Community Bank leads on 4 and Commerce Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Harrisonville, MO