Sherwood Community Bank is a state-chartered bank headquartered in Creighton, Missouri, in business for about 124 years. At the end of Q2 2026 it reported $77.9M in total assets and $71.6M in deposits, with 4 offices.
Based on its Q2 2026 filing, Sherwood Community Bank scores 64/100, which we describe as moderate. That is higher than only 24% of 546 banks with under $100 million in assets. Among 194 banks headquartered in Missouri, it ranks 152nd. Its strongest component is funding & liquidity (88/100; 72% loans-to-deposits, 11% uninsured), and its lowest is capital cushion (40/100; 9.02%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (59 → 64), mostly because the earnings component improved by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 49 |
| Q3 2024 | 53 |
| Q4 2024 | 54 |
| Q1 2025 | 56 |
| Q2 2025 | 59 |
| Q3 2025 | 41 |
| Q4 2025 | 42 |
| Q1 2026 | 42 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 7.59% |
| Q3 2024 | 7.78% |
| Q4 2024 | 8.03% |
| Q1 2025 | 8.31% |
| Q2 2025 | 8.51% |
| Q3 2025 | 8.69% |
| Q4 2025 | 8.59% |
| Q1 2026 | 8.26% |
| Q2 2026 | 9.02% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.19% |
| Q3 2024 | 0.94% |
| Q4 2024 | 1.09% |
| Q1 2025 | 1.05% |
| Q2 2025 | 1.02% |
| Q3 2025 | 2.87% |
| Q4 2025 | 2.85% |
| Q1 2026 | 3.23% |
| Q2 2026 | 1.30% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.33% |
| Q3 2024 | 0.40% |
| Q4 2024 | 0.37% |
| Q1 2025 | 0.46% |
| Q2 2025 | 0.63% |
| Q3 2025 | 0.70% |
| Q4 2025 | 0.89% |
| Q1 2026 | 1.29% |
| Q2 2026 | 1.54% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $77.9M | 9.02% | 1.30% | 1.54% | 72.4% |
| Q1 2026 | 42 | $77.7M | 8.26% | 3.23% | 1.29% | 71.6% |
| Q4 2025 | 42 | $74.8M | 8.59% | 2.85% | 0.89% | 72.8% |
| Q3 2025 | 41 | $73.7M | 8.69% | 2.87% | 0.70% | 67.9% |
| Q2 2025 | 59 | $73.2M | 8.51% | 1.02% | 0.63% | 64.6% |
| Q1 2025 | 56 | $74.1M | 8.31% | 1.05% | 0.46% | 66.0% |
| Q4 2024 | 54 | $72.4M | 8.03% | 1.09% | 0.37% | 68.4% |
| Q3 2024 | 53 | $78.2M | 7.78% | 0.94% | 0.40% | 78.2% |
| Q2 2024 | 49 | $77.9M | 7.59% | 1.19% | 0.33% | 78.3% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of IberiaBank Iberia, MO | 68 out of 100, Moderate | $73.9M | 9.1% | 0.48% | vs |
| Farmers Bank of Lohman, MissouriBank Jefferson City, MO | 93 out of 100, Very strong | $82.9M | 17.1% | 0.02% | vs |
| Peoples Bank of Moniteau CountyBank Jamestown, MO | 75 out of 100, Strong | $83.2M | 11.1% | 0.72% | vs |
| Paramount BankBank Hazelwood, MO | 55 out of 100, Moderate | $86.6M | 10.9% | 0.55% | vs |
| The Bank of HoustonBank Houston, MO | 82 out of 100, Strong | $67.4M | 14.1% | 0.16% | vs |
| America's Community BankBank Blue Springs, MO | 57 out of 100, Moderate | $64.1M | 8.7% | 1.32% | vs |
Deposit insurance
Is my money safe at Sherwood Community Bank?
Yes. Sherwood Community Bank is an FDIC-insured institution (FDIC certificate #1612). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 10.9% of deposits ($7.8M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.02%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.62% (benchmark: 10%).
4 locations
Branches
Sherwood Community Bank lists 4 offices in 4 cities. Most locations:
- Creighton, MO (1)
- Garden City, MO (1)
- Harrisonville, MO (1)
- Urich, MO (1)
Identity & history
Profile
- Legal name
- Sherwood Community Bank
- Former names
- Bank of Creighton; The Bank of Creighton
- Type
- State-chartered bank
- FDIC certificate #
- 1612
- RSSD ID
- 887854
- Primary regulator
- FDIC
- Established
- June 6, 1902
- Headquarters
- 202 D St, Creighton, MO 64739
- Website
- www.sherwoodbank.com
- Employees
- 19
Quick answers
Sherwood Community Bank: common questions
Is Sherwood Community Bank FDIC insured?
Yes. Sherwood Community Bank is an FDIC-insured institution (FDIC certificate #1612). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Sherwood Community Bank's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Sherwood Community Bank ever failed?
There is no failure record for FDIC certificate #1612 in the FDIC failed bank list.
How many branches does Sherwood Community Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Creighton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Montrose Savings BankBank Montrose, MO | 97 out of 100, Very strong | $63.2M | 14.5% | 0.13% | vs |
| Adrian BankBank Adrian, MO | 85 out of 100, Very strong | $195.6M | 12.6% | 0.52% | vs |
| Community Bank of RaymoreBank Raymore, MO | 79 out of 100, Strong | $346.9M | 9.7% | 0.05% | vs |
| F & C BankBank Holden, MO | 78 out of 100, Strong | $481.0M | 11.0% | 0.38% | vs |
| North American Savings Bank, F.S.B.Bank Grandview, MO | 76 out of 100, Strong | $3.2B | 14.2% | 0.90% | vs |
| Commerce BankBank Kansas City, MO | 76 out of 100, Strong | $35.0B | 11.4% | 0.17% | vs |