Side-by-side · Q2 2026 data
Sherwood Community Bank vs Montrose Savings Bank
Metric by metric
| Measure | Sherwood Community Bank | Montrose Savings Bank |
|---|---|---|
| TellerScore | 64 | 97 (stronger) |
| Capital cushion | 40 | 95 (stronger) |
| Loan quality | 57 | 96 (stronger) |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 80 | 99 (stronger) |
| Peer percentile | 24th | 98th |
| Total assets | $77.9M | $63.2M |
| Deposits / shares | $71.6M | $53.7M |
| Capital ratio | 9.02% | 14.53% (stronger) |
| Problem loans | 1.30% | 0.13% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.12% |
| Return on assets | 1.54% | 2.86% (stronger) |
| Loans ÷ deposits | 72.4% | 60.4% (stronger) |
| Uninsured deposits | 10.9% | 4.9% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Montrose Savings Bank has the higher TellerScore (97 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Sherwood Community Bank leads on 1 and Montrose Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.