Side-by-side · Q2 2026 data
Shinhan Bank America vs Esquire Bank, National Association
Metric by metric
| Measure | Shinhan Bank America | Esquire Bank, National Association |
|---|---|---|
| TellerScore | 65 | 81 (stronger) |
| Capital cushion | 75 (stronger) | 67 |
| Loan quality | 81 | 91 (stronger) |
| Earnings | 45 | 100 (stronger) |
| Funding & liquidity | 26 | 54 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 36th | 91st |
| Total assets | $2.2B | $2.5B |
| Deposits / shares | $1.9B | $2.2B |
| Capital ratio | 12.47% (stronger) | 11.68% |
| Problem loans | 0.57% | 0.27% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.54% |
| Return on assets | 0.61% | 2.34% (stronger) |
| Loans ÷ deposits | 93.4% | 85.3% (stronger) |
| Uninsured deposits | 52.0% | 33.7% (stronger) |
| Offices | 14 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Esquire Bank, National Association has the higher TellerScore (81 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Shinhan Bank America leads on 2 and Esquire Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.