Side-by-side · Q2 2026 data
Shinhan Bank America vs Hanover Community Bank
Metric by metric
| Measure | Shinhan Bank America | Hanover Community Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 49 |
| Capital cushion | 75 (stronger) | 48 |
| Loan quality | 81 (stronger) | 53 |
| Earnings | 45 | 45 |
| Funding & liquidity | 26 | 33 (stronger) |
| Problem-loan coverage | 93 (stronger) | 77 |
| Peer percentile | 36th | 6th |
| Total assets | $2.2B | $2.3B |
| Deposits / shares | $1.9B | $2.0B |
| Capital ratio | 12.47% (stronger) | 9.76% |
| Problem loans | 0.57% (stronger) | 1.42% |
| Net charge-offs | -0.01% (stronger) | 0.06% |
| Return on assets | 0.61% | 0.63% (stronger) |
| Loans ÷ deposits | 93.4% (stronger) | 98.4% |
| Uninsured deposits | 52.0% | 41.1% (stronger) |
| Offices | 14 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Shinhan Bank America has the higher TellerScore (65 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Shinhan Bank America leads on 5 and Hanover Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.