Side-by-side · Q2 2026 data
Shoreline Credit Union vs Arcadia Credit Union
Metric by metric
| Measure | Shoreline Credit Union | Arcadia Credit Union |
|---|---|---|
| TellerScore | 66 | 79 (stronger) |
| Capital cushion | 51 | 79 (stronger) |
| Loan quality | 87 (stronger) | 85 |
| Earnings | 42 | 71 (stronger) |
| Funding & liquidity | 72 (stronger) | 70 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 37th | 76th |
| Total assets | $160.0M | $144.2M |
| Deposits / shares | $129.7M | $123.7M |
| Capital ratio | 10.12% | 12.89% (stronger) |
| Problem loans | 0.38% (stronger) | 0.46% |
| Net charge-offs | 0.04% | 0.02% (stronger) |
| Return on assets | 0.55% | 1.27% (stronger) |
| Loans ÷ deposits | 88.1% (stronger) | 90.1% |
| Uninsured deposits | 7.8% | 3.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | — |
Arcadia Credit Union has the higher TellerScore (79 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Shoreline Credit Union leads on 2 and Arcadia Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.