TellerScore

Headquartered in Arcadia, Wisconsin, Arcadia Credit Union is a federally insured state-chartered credit union with $144.2M in total assets and $123.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1963.

Based on its Q2 2026 filing, Arcadia Credit Union scores 79/100, which we describe as strong. That is higher than 76% of 1,341 credit unions with $100 million – $1 billion. Among 98 credit unions headquartered in Wisconsin, it ranks 28th. Its strongest component is problem-loan coverage (95/100; 2.7%), and its lowest is funding & liquidity (70/100; 90% loans-to-deposits, 4% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Net worth ratio: 12.89%
Loan quality85/100
Loans 60+ days delinquent ÷ total loans: 0.46%
Earnings71/100
Return on assets (annualized): 1.27%
Funding & liquidity70/100
Loans ÷ shares: 90.1% · 3.8% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.74%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 79).

TellerScore
757779Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202476
Q4 202477
Q1 202577
Q2 202579
Q3 202578
Q4 202578
Q1 202679
Q2 202679
Net worth ratio
7.00%9.95%12.89%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.18%
Q3 202412.41%
Q4 202412.40%
Q1 202512.30%
Q2 202512.56%
Q3 202512.75%
Q4 202512.72%
Q1 202612.75%
Q2 202612.89%
Delinquent loans (60+ days)
0.08%0.27%0.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.08%
Q3 20240.11%
Q4 20240.15%
Q1 20250.20%
Q2 20250.21%
Q3 20250.42%
Q4 20250.44%
Q1 20260.37%
Q2 20260.46%
Return on assets
0.63%0.95%1.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.63%
Q3 20240.74%
Q4 20240.82%
Q1 20250.94%
Q2 20251.08%
Q3 20251.16%
Q4 20251.21%
Q1 20261.22%
Q2 20261.27%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$144.2M12.89%0.46%1.27%90.1%
Q1 202679$142.0M12.75%0.37%1.22%88.8%
Q4 202578$139.0M12.72%0.44%1.21%88.6%
Q3 202578$134.6M12.75%0.42%1.16%89.1%
Q2 202579$133.0M12.56%0.21%1.08%87.7%
Q1 202577$132.6M12.30%0.20%0.94%87.8%
Q4 202477$129.0M12.40%0.15%0.82%90.6%
Q3 202476$126.0M12.41%0.11%0.74%91.7%
Q2 202475$125.8M12.18%0.08%0.63%89.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.89%
68th
Problem loans0.46%
69th
Net charge-offs0.02%
96th
Return on assets1.27%
81st
Loans to deposits90.1%
17th
Uninsured deposits3.8%
74th
Loan-loss reserves0.00%
50th
Texas ratio2.7%
66th

Similar-size credit unions in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Firefighters Credit UnionCredit union Onalaska, WI83 out of 100, Strong$133.0M16.1%0.57%vs
Premier Financial Credit UnionCredit union New Holstein, WI78 out of 100, Strong$132.4M13.6%0.95%vs
Oakdale Credit UnionCredit union Oakdale, WI95 out of 100, Very strong$132.4M13.3%0.00%vs
Shoreline Credit UnionCredit union Two Rivers, WI66 out of 100, Moderate$160.0M10.1%0.38%vs
Prime Financial Credit UnionCredit union Cudahy, WI55 out of 100, Moderate$161.3M10.1%1.50%vs
Tomah Area Credit UnionCredit union Tomah, WI83 out of 100, Strong$125.9M12.4%0.49%vs

Deposit insurance

Is my money safe at Arcadia Credit Union?

Yes. Arcadia Credit Union is a federally insured credit union (NCUA charter #66532). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.8% of shares and deposits ($4.7M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.89%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Arcadia Credit Union lists 1 office in 1 city. Most locations:

  • Arcadia, WI (1)

All branch addresses and map

Identity & history

Profile

Legal name
Arcadia Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66532
RSSD ID
282897
Primary regulator
State + NCUA
Established
1963
Headquarters
PO Box 187, Arcadia, WI 54612
Employees
26

Quick answers

Arcadia Credit Union: common questions

Is Arcadia Credit Union NCUA insured?

Yes. Arcadia Credit Union is a federally insured credit union (NCUA charter #66532). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Arcadia Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Arcadia Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Arcadia

InstitutionScoreAssetsCapitalProblem loansCompare
Bluff View BankBank Galesville, WI90 out of 100, Very strong$152.8M14.9%0.00%vs
Firefighters Credit UnionCredit union Onalaska, WI83 out of 100, Strong$133.0M16.1%0.57%vs
The First National Bank of BangorBank Bangor, WI83 out of 100, Strong$363.7M31.6%0.95%vs
Altra Federal Credit UnionCredit union Onalaska, WI78 out of 100, Strong$3.1B12.7%0.46%vs
Wnb Financial, N.A.Bank Winona, MN76 out of 100, Strong$583.7M10.3%0.08%vs
Minnesota First Credit and Savings, IncorporatedBank Rochester, MN76 out of 100, Strong$29.9M14.2%0.12%vs