Side-by-side · Q2 2026 data
Shoreline Credit Union vs Holy Family Memorial Credit Union
Credit union
Holy Family Memorial Credit Union
Manitowoc, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Shoreline Credit Union | Holy Family Memorial Credit Union |
|---|---|---|
| TellerScore | 66 | 75 (stronger) |
| Capital cushion | 51 | 61 (stronger) |
| Loan quality | 87 | 97 (stronger) |
| Earnings | 42 (stronger) | 39 |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 37th | 52nd |
| Total assets | $160.0M | $19.7M |
| Deposits / shares | $129.7M | $17.4M |
| Capital ratio | 10.12% | 11.09% (stronger) |
| Problem loans | 0.38% | 0.09% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.55% (stronger) | 0.46% |
| Loans ÷ deposits | 88.1% | 59.1% (stronger) |
| Uninsured deposits | 7.8% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | — |
Holy Family Memorial Credit Union has the higher TellerScore (75 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Shoreline Credit Union leads on 1 and Holy Family Memorial Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.