TellerScore

Headquartered in Manitowoc, Wisconsin, Holy Family Memorial Credit Union is a federally insured state-chartered credit union with $19.7M in total assets and $17.4M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1961.

Holy Family Memorial Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 52% of its 2,479 credit unions with under $100 million in assets. Among 98 credit unions headquartered in Wisconsin, it ranks 48th. Funding & liquidity contributes the most (100/100, 59% loans-to-deposits, 0% uninsured); earnings contributes the least (39/100, 0.46%).

TellerScore · Q2 2026

Scorecard

Capital cushion61/100
Net worth ratio: 11.09%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.09%
Earnings39/100
Return on assets (annualized): 0.46%
Funding & liquidity100/100
Loans ÷ shares: 59.1% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.41%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 75).

TellerScore
707579Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202478
Q4 202479
Q1 202574
Q2 202576
Q3 202577
Q4 202578
Q1 202670
Q2 202675
Net worth ratio
7.00%9.32%11.65%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.05%
Q3 202411.22%
Q4 202411.61%
Q1 202511.52%
Q2 202511.64%
Q3 202511.65%
Q4 202511.36%
Q1 202611.12%
Q2 202611.09%
Delinquent loans (60+ days)
0.00%0.04%0.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.04%
Q4 20240.01%
Q1 20250.00%
Q2 20250.02%
Q3 20250.00%
Q4 20250.00%
Q1 20260.08%
Q2 20260.09%
Return on assets
-0.14%0.31%0.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.66%
Q3 20240.77%
Q4 20240.77%
Q1 20250.05%
Q2 20250.29%
Q3 20250.46%
Q4 20250.67%
Q1 2026-0.14%
Q2 20260.46%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$19.7M11.09%0.09%0.46%59.1%
Q1 202670$19.2M11.12%0.08%-0.14%62.7%
Q4 202578$18.9M11.36%0.00%0.67%65.5%
Q3 202577$18.4M11.65%0.00%0.46%64.3%
Q2 202576$18.1M11.64%0.02%0.29%61.3%
Q1 202574$18.1M11.52%0.00%0.05%60.4%
Q4 202479$17.7M11.61%0.01%0.77%65.2%
Q3 202478$18.0M11.22%0.04%0.77%64.9%
Q2 202476$17.9M11.05%0.00%0.66%66.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.09%
24th
Problem loans0.09%
81st
Net charge-offs0.00%
69th
Return on assets0.46%
40th
Loans to deposits59.1%
50th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.4%
76th

Similar-size credit unions in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Oshkosh Community Credit UnionCredit union Oshkosh, WI69 out of 100, Moderate$20.3M11.2%0.24%vs
M.E. Employees Credit UnionCredit union Wausau, WI62 out of 100, Moderate$19.0M9.8%0.42%vs
Lakewood Credit UnionCredit union Rib Lake, WI47 out of 100, Below average$16.0M10.9%1.91%vs
Wisconsin Medical Credit UnionCredit union Green Bay, WI79 out of 100, Strong$15.9M12.4%0.21%vs
Public Service Credit UnionCredit union Wausau, WI80 out of 100, Strong$13.9M19.3%0.07%vs
Racine Municipal Employees Credit UnionCredit union Racine, WI79 out of 100, Strong$25.9M12.9%0.75%vs

Deposit insurance

Is my money safe at Holy Family Memorial Credit Union?

Yes. Holy Family Memorial Credit Union is a federally insured credit union (NCUA charter #66476). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.09%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Holy Family Memorial Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Holy Family Memorial Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66476
RSSD ID
980894
Primary regulator
State + NCUA
Established
1961
Headquarters
PO Box 37, Manitowoc, WI 54221
Employees
7

Quick answers

Holy Family Memorial Credit Union: common questions

Is Holy Family Memorial Credit Union NCUA insured?

Yes. Holy Family Memorial Credit Union is a federally insured credit union (NCUA charter #66476). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Holy Family Memorial Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Holy Family Memorial Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Manitowoc

InstitutionScoreAssetsCapitalProblem loansCompare
Sheboygan Area Credit UnionCredit union Sheboygan, WI97 out of 100, Very strong$93.4M15.3%0.13%vs
National Exchange Bank and TrustBank Fond Du Lac, WI88 out of 100, Very strong$2.9B20.1%0.37%vs
Community First Credit UnionCredit union Appleton, WI84 out of 100, Strong$6.8B12.8%0.14%vs
State Bank of ChiltonBank Chilton, WI80 out of 100, Strong$516.5M12.7%0.58%vs
Premier Financial Credit UnionCredit union New Holstein, WI78 out of 100, Strong$132.4M13.6%0.95%vs
Unitedone Credit UnionCredit union Manitowoc, WI73 out of 100, Strong$348.3M11.8%0.24%vs