Side-by-side · Q2 2026 data
Shoreline Credit Union vs Prime Financial Credit Union
Metric by metric
| Measure | Shoreline Credit Union | Prime Financial Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 55 |
| Capital cushion | 51 | 51 |
| Loan quality | 87 (stronger) | 50 |
| Earnings | 42 | 48 (stronger) |
| Funding & liquidity | 72 (stronger) | 65 |
| Problem-loan coverage | 95 (stronger) | 76 |
| Peer percentile | 37th | 12th |
| Total assets | $160.0M | $161.3M |
| Deposits / shares | $129.7M | $137.3M |
| Capital ratio | 10.12% (stronger) | 10.09% |
| Problem loans | 0.38% (stronger) | 1.50% |
| Net charge-offs | 0.04% (stronger) | 0.84% |
| Return on assets | 0.55% | 0.71% (stronger) |
| Loans ÷ deposits | 88.1% (stronger) | 94.9% |
| Uninsured deposits | 7.8% | 2.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | 26.2% |
Shoreline Credit Union has the higher TellerScore (66 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Shoreline Credit Union leads on 5 and Prime Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.