Prime Financial Credit Union (NCUA charter #66449) is based in Cudahy, Wisconsin. Its Q2 2026 call report shows $161.3M in total assets and $137.3M in member shares and deposits and 1 office.
Prime Financial Credit Union has a TellerScore of 55 out of 100 (moderate) based on Q2 2026 data — higher than only 12% of its 1,341 credit unions with $100 million – $1 billion. Among 98 credit unions headquartered in Wisconsin, it ranks 90th. Problem-loan coverage contributes the most (76/100, 12.1%); earnings contributes the least (48/100, 0.71%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (54 → 55).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 51 |
| Q3 2024 | 52 |
| Q4 2024 | 50 |
| Q1 2025 | 56 |
| Q2 2025 | 54 |
| Q3 2025 | 55 |
| Q4 2025 | 52 |
| Q1 2026 | 58 |
| Q2 2026 | 55 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.68% |
| Q3 2024 | 9.91% |
| Q4 2024 | 9.90% |
| Q1 2025 | 9.76% |
| Q2 2025 | 9.95% |
| Q3 2025 | 10.09% |
| Q4 2025 | 9.84% |
| Q1 2026 | 9.80% |
| Q2 2026 | 10.09% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.71% |
| Q3 2024 | 1.68% |
| Q4 2024 | 1.91% |
| Q1 2025 | 1.21% |
| Q2 2025 | 1.52% |
| Q3 2025 | 1.60% |
| Q4 2025 | 1.38% |
| Q1 2026 | 0.90% |
| Q2 2026 | 1.50% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.67% |
| Q3 2024 | 0.74% |
| Q4 2024 | 0.82% |
| Q1 2025 | 0.71% |
| Q2 2025 | 0.75% |
| Q3 2025 | 0.78% |
| Q4 2025 | 0.34% |
| Q1 2026 | 0.44% |
| Q2 2026 | 0.71% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 55 | $161.3M | 10.09% | 1.50% | 0.71% | 94.9% |
| Q1 2026 | 58 | $162.0M | 9.80% | 0.90% | 0.44% | 93.6% |
| Q4 2025 | 52 | $159.5M | 9.84% | 1.38% | 0.34% | 96.4% |
| Q3 2025 | 55 | $160.5M | 10.09% | 1.60% | 0.78% | 94.3% |
| Q2 2025 | 54 | $159.4M | 9.95% | 1.52% | 0.75% | 96.0% |
| Q1 2025 | 56 | $159.3M | 9.76% | 1.21% | 0.71% | 97.5% |
| Q4 2024 | 50 | $154.1M | 9.90% | 1.91% | 0.82% | 102.2% |
| Q3 2024 | 52 | $150.6M | 9.91% | 1.68% | 0.74% | 98.2% |
| Q2 2024 | 51 | $150.9M | 9.68% | 1.71% | 0.67% | 94.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Shoreline Credit UnionCredit union Two Rivers, WI | 66 out of 100, Moderate | $160.0M | 10.1% | 0.38% | vs |
| Sentry Credit UnionCredit union Stevens Point, WI | 76 out of 100, Strong | $172.5M | 12.4% | 0.44% | vs |
| Winnebago Community Credit UnionCredit union Oshkosh, WI | 85 out of 100, Very strong | $176.1M | 13.8% | 0.13% | vs |
| N.E.W. Credit UnionCredit union Oconto Falls, WI | 77 out of 100, Strong | $178.2M | 11.1% | 0.36% | vs |
| Arcadia Credit UnionCredit union Arcadia, WI | 79 out of 100, Strong | $144.2M | 12.9% | 0.46% | vs |
| Members' Advantage Credit UnionCredit union Wisconsin Rapid, WI | 93 out of 100, Very strong | $185.2M | 19.2% | 0.21% | vs |
Deposit insurance
Is my money safe at Prime Financial Credit Union?
Yes. Prime Financial Credit Union is a federally insured credit union (NCUA charter #66449). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.3% of shares and deposits ($3.1M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.09%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Prime Financial Credit Union lists 1 office in 1 city. Most locations:
- Cudahy, WI (1)
HMDA 2025
Mortgage lending
In 2025, Prime Financial Credit Union reported 172 home-loan applications under HMDA (LEI 549300D9ZODKN6CVV913): 120 originated ($15,390,000 total), 43 denied, and 8 withdrawn or closed by the applicant. Its denial rate on decided applications was 26.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Prime Financial Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66449
- RSSD ID
- 540896
- Primary regulator
- State + NCUA
- Established
- 1923
- Headquarters
- 5656 S Packard Avenue, Cudahy, WI 53110
- Employees
- 59
Quick answers
Prime Financial Credit Union: common questions
Is Prime Financial Credit Union NCUA insured?
Yes. Prime Financial Credit Union is a federally insured credit union (NCUA charter #66449). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Prime Financial Credit Union's TellerScore?
55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Prime Financial Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Cudahy
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Raleigh Co. Educators Federal Credit UnionCredit union Beckley, WV | 97 out of 100, Very strong | $21.3M | 26.3% | 0.04% | vs |
| Ferko Md Federal Credit UnionCredit union Frederick, MD | 94 out of 100, Very strong | $30.1M | 19.4% | 0.58% | vs |
| Northwestern Mutual Wealth ManagementBank Milwaukee, WI | 93 out of 100, Very strong | $557.7M | 55.0% | 0.00% | vs |
| Umatilla County Federal Credit UnionCredit union Pendleton, OR | 92 out of 100, Very strong | $47.7M | 19.0% | 0.06% | vs |
| Kbr Heritage Federal Credit UnionCredit union Houston, TX | 90 out of 100, Very strong | $76.4M | 22.6% | 0.39% | vs |
| Rome Kraft Employees Credit UnionCredit union Coosa, GA | 89 out of 100, Very strong | $23.0M | 24.7% | 0.49% | vs |