Side-by-side · Q2 2026 data
Shoreline Credit Union vs Ripco Credit Union
Metric by metric
| Measure | Shoreline Credit Union | Ripco Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 62 |
| Capital cushion | 51 (stronger) | 50 |
| Loan quality | 87 (stronger) | 70 |
| Earnings | 42 (stronger) | 38 |
| Funding & liquidity | 72 | 85 (stronger) |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 37th | 26th |
| Total assets | $160.0M | $188.8M |
| Deposits / shares | $129.7M | $168.6M |
| Capital ratio | 10.12% (stronger) | 9.99% |
| Problem loans | 0.38% (stronger) | 0.90% |
| Net charge-offs | 0.04% (stronger) | 0.54% |
| Return on assets | 0.55% (stronger) | 0.45% |
| Loans ÷ deposits | 88.1% | 75.7% (stronger) |
| Uninsured deposits | 7.8% | 2.2% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | — |
Shoreline Credit Union has the higher TellerScore (66 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Shoreline Credit Union leads on 5 and Ripco Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.