Ripco Credit Union is a federally insured state-chartered credit union headquartered in Rhinelander, Wisconsin, in business for about 94 years. At the end of Q2 2026 it reported $188.8M in total assets and $168.6M in member shares and deposits, with 4 offices.
Ripco Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 1,341 credit unions with $100 million – $1 billion. Among 98 credit unions headquartered in Wisconsin, it ranks 79th. Problem-loan coverage contributes the most (87/100, 6.3%); earnings contributes the least (38/100, 0.45%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (56 → 62), mostly because the earnings component improved by 36 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 63 |
| Q4 2024 | 63 |
| Q1 2025 | 56 |
| Q2 2025 | 56 |
| Q3 2025 | 56 |
| Q4 2025 | 59 |
| Q1 2026 | 64 |
| Q2 2026 | 62 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.17% |
| Q3 2024 | 10.17% |
| Q4 2024 | 10.19% |
| Q1 2025 | 9.87% |
| Q2 2025 | 9.68% |
| Q3 2025 | 9.95% |
| Q4 2025 | 9.99% |
| Q1 2026 | 9.86% |
| Q2 2026 | 9.99% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.54% |
| Q3 2024 | 0.67% |
| Q4 2024 | 0.65% |
| Q1 2025 | 0.62% |
| Q2 2025 | 0.58% |
| Q3 2025 | 0.98% |
| Q4 2025 | 0.99% |
| Q1 2026 | 0.61% |
| Q2 2026 | 0.90% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.24% |
| Q3 2024 | 0.18% |
| Q4 2024 | 0.17% |
| Q1 2025 | -0.61% |
| Q2 2025 | -0.45% |
| Q3 2025 | -0.01% |
| Q4 2025 | 0.26% |
| Q1 2026 | 0.41% |
| Q2 2026 | 0.45% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $188.8M | 9.99% | 0.90% | 0.45% | 75.7% |
| Q1 2026 | 64 | $188.8M | 9.86% | 0.61% | 0.41% | 73.5% |
| Q4 2025 | 59 | $184.4M | 9.99% | 0.99% | 0.26% | 76.8% |
| Q3 2025 | 56 | $181.1M | 9.95% | 0.98% | -0.01% | 78.2% |
| Q2 2025 | 56 | $182.2M | 9.68% | 0.58% | -0.45% | 78.7% |
| Q1 2025 | 56 | $180.0M | 9.87% | 0.62% | -0.61% | 74.7% |
| Q4 2024 | 63 | $176.9M | 10.19% | 0.65% | 0.17% | 73.9% |
| Q3 2024 | 63 | $177.6M | 10.17% | 0.67% | 0.18% | 71.0% |
| Q2 2024 | 65 | $177.3M | 10.17% | 0.54% | 0.24% | 70.2% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Members' Advantage Credit UnionCredit union Wisconsin Rapid, WI | 93 out of 100, Very strong | $185.2M | 19.2% | 0.21% | vs |
| N.E.W. Credit UnionCredit union Oconto Falls, WI | 77 out of 100, Strong | $178.2M | 11.1% | 0.36% | vs |
| Winnebago Community Credit UnionCredit union Oshkosh, WI | 85 out of 100, Very strong | $176.1M | 13.8% | 0.13% | vs |
| Sentry Credit UnionCredit union Stevens Point, WI | 76 out of 100, Strong | $172.5M | 12.4% | 0.44% | vs |
| Prime Financial Credit UnionCredit union Cudahy, WI | 55 out of 100, Moderate | $161.3M | 10.1% | 1.50% | vs |
| Shoreline Credit UnionCredit union Two Rivers, WI | 66 out of 100, Moderate | $160.0M | 10.1% | 0.38% | vs |
Deposit insurance
Is my money safe at Ripco Credit Union?
Yes. Ripco Credit Union is a federally insured credit union (NCUA charter #67183). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.2% of shares and deposits ($3.6M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 9.99%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Ripco Credit Union lists 4 offices in 3 cities. Most locations:
- Rhinelander, WI (2)
- Eagle River, WI (1)
- Minocqua, WI (1)
Identity & history
Profile
- Legal name
- Ripco Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67183
- RSSD ID
- 713896
- Primary regulator
- State + NCUA
- Established
- 1932
- Headquarters
- PO Box 278, Rhinelander, WI 54501
- Employees
- 57
Quick answers
Ripco Credit Union: common questions
Is Ripco Credit Union NCUA insured?
Yes. Ripco Credit Union is a federally insured credit union (NCUA charter #67183). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Ripco Credit Union's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Ripco Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Rhinelander
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Crossbridge Community BankBank Tomahawk, WI | 81 out of 100, Strong | $216.7M | 13.1% | 0.28% | vs |
| Park City Credit UnionCredit union Merrill, WI | 67 out of 100, Moderate | $397.4M | 9.9% | 0.36% | vs |
| Nicolet National BankBank Green Bay, WI | 64 out of 100, Moderate | $15.4B | 9.6% | 0.63% | vs |
| Forward BankBank Marshfield, WI | 64 out of 100, Moderate | $1.3B | 9.2% | 0.28% | vs |
| Covantage Credit UnionCredit union Antigo, WI | 59 out of 100, Moderate | $4.2B | 9.8% | 1.28% | vs |
| Associated Bank, National AssociationBank Green Bay, WI | 58 out of 100, Moderate | $51.8B | 8.4% | 0.42% | vs |