Side-by-side · Q2 2026 data
Show-Me Credit Union vs United Credit Union
Metric by metric
| Measure | Show-Me Credit Union | United Credit Union |
|---|---|---|
| TellerScore | 83 | 88 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 77 | 87 (stronger) |
| Earnings | 72 (stronger) | 68 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 72nd | 92nd |
| Total assets | $43.7M | $302.1M |
| Deposits / shares | $38.5M | $253.5M |
| Capital ratio | 13.17% | 15.17% (stronger) |
| Problem loans | 0.68% | 0.40% (stronger) |
| Net charge-offs | 0.43% (stronger) | 0.64% |
| Return on assets | 1.30% (stronger) | 1.19% |
| Loans ÷ deposits | 49.7% (stronger) | 75.5% |
| Uninsured deposits | 7.0% | 6.3% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Credit Union has the higher TellerScore (88 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Show-Me Credit Union leads on 3 and United Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.