Side-by-side · Q2 2026 data
Shrewsbury Federal Credit Union vs Luso Federal Credit Union
Credit union
Shrewsbury Federal Credit Union
Shrewsbury, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Shrewsbury Federal Credit Union | Luso Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 61 |
| Capital cushion | 37 | 61 (stronger) |
| Loan quality | 88 (stronger) | 63 |
| Earnings | 56 (stronger) | 38 |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 97 (stronger) | 84 |
| Peer percentile | 48th | 24th |
| Total assets | $249.4M | $244.6M |
| Deposits / shares | $229.8M | $216.3M |
| Capital ratio | 8.72% | 11.07% (stronger) |
| Problem loans | 0.35% (stronger) | 1.10% |
| Net charge-offs | 0.05% (stronger) | 0.06% |
| Return on assets | 0.89% (stronger) | 0.45% |
| Loans ÷ deposits | 46.9% (stronger) | 88.8% |
| Uninsured deposits | 11.3% (stronger) | 13.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.6% | 16.7% |
Shrewsbury Federal Credit Union has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Shrewsbury Federal Credit Union leads on 6 and Luso Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.