Side-by-side · Q2 2026 data
Sibley State Bank vs First Community Bank
Metric by metric
| Measure | Sibley State Bank | First Community Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 64 |
| Capital cushion | 60 (stronger) | 44 |
| Loan quality | 85 (stronger) | 56 |
| Earnings | 76 | 79 (stronger) |
| Funding & liquidity | 88 (stronger) | 83 |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 68th | 26th |
| Total assets | $104.4M | $115.7M |
| Deposits / shares | $91.5M | $97.8M |
| Capital ratio | 11.03% (stronger) | 9.40% |
| Problem loans | 0.46% (stronger) | 1.32% |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.41% | 1.47% (stronger) |
| Loans ÷ deposits | 72.1% (stronger) | 76.9% |
| Uninsured deposits | 14.5% (stronger) | 15.1% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sibley State Bank has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Sibley State Bank leads on 5 and First Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.