Sibley State Bank (FDIC certificate #11764) is based in Sibley, Iowa. Its Q2 2026 call report shows $104.4M in total assets and $91.5M in deposits and 1 office.
Sibley State Bank has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 85th. Problem-loan coverage contributes the most (95/100, 2.7%); capital cushion contributes the least (60/100, 11.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (68 → 77), mostly because the loan quality component improved by 34 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 75 |
| Q4 2024 | 76 |
| Q1 2025 | 76 |
| Q2 2025 | 68 |
| Q3 2025 | 76 |
| Q4 2025 | 78 |
| Q1 2026 | 76 |
| Q2 2026 | 77 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.45% |
| Q3 2024 | 10.35% |
| Q4 2024 | 10.51% |
| Q1 2025 | 10.70% |
| Q2 2025 | 11.28% |
| Q3 2025 | 10.62% |
| Q4 2025 | 10.94% |
| Q1 2026 | 11.09% |
| Q2 2026 | 11.03% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.01% |
| Q3 2024 | 0.04% |
| Q4 2024 | 0.02% |
| Q1 2025 | 0.30% |
| Q2 2025 | 1.46% |
| Q3 2025 | 0.38% |
| Q4 2025 | 0.28% |
| Q1 2026 | 0.51% |
| Q2 2026 | 0.46% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.96% |
| Q3 2024 | 1.01% |
| Q4 2024 | 0.97% |
| Q1 2025 | 1.27% |
| Q2 2025 | 1.35% |
| Q3 2025 | 1.39% |
| Q4 2025 | 1.35% |
| Q1 2026 | 1.26% |
| Q2 2026 | 1.41% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $104.4M | 11.03% | 0.46% | 1.41% | 72.1% |
| Q1 2026 | 76 | $110.0M | 11.09% | 0.51% | 1.26% | 68.1% |
| Q4 2025 | 78 | $103.6M | 10.94% | 0.28% | 1.35% | 76.6% |
| Q3 2025 | 76 | $105.0M | 10.62% | 0.38% | 1.39% | 74.1% |
| Q2 2025 | 68 | $103.5M | 11.28% | 1.46% | 1.35% | 74.2% |
| Q1 2025 | 76 | $106.9M | 10.70% | 0.30% | 1.27% | 75.2% |
| Q4 2024 | 76 | $103.1M | 10.51% | 0.02% | 0.97% | 75.1% |
| Q3 2024 | 75 | $106.8M | 10.35% | 0.04% | 1.01% | 73.3% |
| Q2 2024 | 77 | $103.4M | 10.45% | 0.01% | 0.96% | 70.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Breda Savings BankBank Breda, IA | 82 out of 100, Strong | $106.0M | 10.9% | 0.00% | vs |
| Maynard Savings BankBank Maynard, IA | 83 out of 100, Strong | $108.4M | 15.1% | 1.00% | vs |
| White State BankBank South English, IA | 73 out of 100, Strong | $109.0M | 11.2% | 1.31% | vs |
| FNNB BankBank Newton, IA | 70 out of 100, Strong | $109.5M | 9.7% | 0.55% | vs |
| Security State BankBank Algona, IA | 72 out of 100, Strong | $109.8M | 27.3% | 2.14% | vs |
| First Community BankBank Newell, IA | 64 out of 100, Moderate | $115.7M | 9.4% | 1.32% | vs |
Deposit insurance
Is my money safe at Sibley State Bank?
Yes. Sibley State Bank is an FDIC-insured institution (FDIC certificate #11764). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.5% of deposits ($13.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.03%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.73% (benchmark: 10%).
1 location
Branches
Sibley State Bank lists 1 office in 1 city. Most locations:
- Sibley, IA (1)
Identity & history
Profile
- Legal name
- Sibley State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 11764
- RSSD ID
- 598543
- Primary regulator
- FDIC
- Holding company
- Cypress Corp
- Established
- January 1, 1894
- Headquarters
- 803 4th Ave, Sibley, IA 51249
- Website
- www.sibleystatebank.com
- Employees
- 11
Quick answers
Sibley State Bank: common questions
Is Sibley State Bank FDIC insured?
Yes. Sibley State Bank is an FDIC-insured institution (FDIC certificate #11764). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Sibley State Bank's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Sibley State Bank ever failed?
There is no failure record for FDIC certificate #11764 in the FDIC failed bank list.
How many branches does Sibley State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Sibley
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens State BankBank Sheldon, IA | 87 out of 100, Very strong | $194.7M | 12.5% | 0.00% | vs |
| Ashton State BankBank Ashton, IA | 84 out of 100, Strong | $54.5M | 14.7% | 0.88% | vs |
| The Security National Bank of Sioux City, IowaBank Sioux City, IA | 81 out of 100, Strong | $1.7B | 12.8% | 0.26% | vs |
| Worthington Federal Savings Bank, FSBBank Worthington, MN | 80 out of 100, Strong | $135.4M | 14.8% | 0.65% | vs |
| Savings BankBank Primghar, IA | 80 out of 100, Strong | $304.8M | 13.6% | 0.32% | vs |
| Iowa State BankBank Hull, IA | 78 out of 100, Strong | $1.3B | 11.7% | 0.06% | vs |