Side-by-side · Q2 2026 data
Sidney Federal Credit Union vs Sunmark Credit Union
Metric by metric
| Measure | Sidney Federal Credit Union | Sunmark Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 56 |
| Capital cushion | 55 (stronger) | 45 |
| Loan quality | 72 (stronger) | 54 |
| Earnings | 69 (stronger) | 52 |
| Funding & liquidity | 70 | 75 (stronger) |
| Problem-loan coverage | 86 (stronger) | 76 |
| Peer percentile | 47th | 15th |
| Total assets | $1.3B | $1.2B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 10.50% (stronger) | 9.46% |
| Problem loans | 0.85% (stronger) | 1.37% |
| Net charge-offs | 0.57% | 0.52% (stronger) |
| Return on assets | 1.23% (stronger) | 0.81% |
| Loans ÷ deposits | 90.1% | 85.1% (stronger) |
| Uninsured deposits | 6.9% | 4.6% (stronger) |
| Offices | 10 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.9% | 13.3% |
Sidney Federal Credit Union has the higher TellerScore (67 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Sidney Federal Credit Union leads on 4 and Sunmark Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.