Side-by-side · Q2 2026 data
Sierra Central Credit Union vs Safe Credit Union
Metric by metric
| Measure | Sierra Central Credit Union | Safe Credit Union |
|---|---|---|
| TellerScore | 67 | 71 (stronger) |
| Capital cushion | 50 | 58 (stronger) |
| Loan quality | 82 | 83 (stronger) |
| Earnings | 48 | 59 (stronger) |
| Funding & liquidity | 86 (stronger) | 80 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 47th | 62nd |
| Total assets | $1.5B | $4.4B |
| Deposits / shares | $1.3B | $3.9B |
| Capital ratio | 10.00% | 10.82% (stronger) |
| Problem loans | 0.55% | 0.52% (stronger) |
| Net charge-offs | 1.00% | 0.29% (stronger) |
| Return on assets | 0.71% | 0.97% (stronger) |
| Loans ÷ deposits | 74.5% (stronger) | 79.9% |
| Uninsured deposits | 8.1% | 0.1% (stronger) |
| Offices | 15 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.9% | 10.1% |
Safe Credit Union has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Sierra Central Credit Union leads on 1 and Safe Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.