Side-by-side · Q2 2026 data
Sierra Central Credit Union vs Ventura County Credit Union
Metric by metric
| Measure | Sierra Central Credit Union | Ventura County Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 47 |
| Capital cushion | 50 | 51 (stronger) |
| Loan quality | 82 (stronger) | 0 |
| Earnings | 48 | 68 (stronger) |
| Funding & liquidity | 86 (stronger) | 82 |
| Problem-loan coverage | 93 (stronger) | 57 |
| Peer percentile | 47th | 4th |
| Total assets | $1.5B | $1.5B |
| Deposits / shares | $1.3B | $1.3B |
| Capital ratio | 10.00% | 10.14% (stronger) |
| Problem loans | 0.55% (stronger) | 3.17% |
| Net charge-offs | 1.00% | 0.44% (stronger) |
| Return on assets | 0.71% | 1.21% (stronger) |
| Loans ÷ deposits | 74.5% (stronger) | 78.2% |
| Uninsured deposits | 8.1% (stronger) | 9.5% |
| Offices | 15 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.9% | 15.6% |
Sierra Central Credit Union has the higher TellerScore (67 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Sierra Central Credit Union leads on 4 and Ventura County Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.