Side-by-side · Q2 2026 data
Signal Financial Federal Credit Union vs Chessie Federal Credit Union
Credit union
Signal Financial Federal Credit Union
Kensington, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Signal Financial Federal Credit Union | Chessie Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 83 (stronger) |
| Capital cushion | 43 | 88 (stronger) |
| Loan quality | 82 (stronger) | 73 |
| Earnings | 14 | 70 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 13th | 83rd |
| Total assets | $363.9M | $434.4M |
| Deposits / shares | $325.0M | $372.3M |
| Capital ratio | 9.34% | 13.83% (stronger) |
| Problem loans | 0.53% (stronger) | 0.82% |
| Net charge-offs | 0.30% (stronger) | 0.33% |
| Return on assets | -0.14% | 1.24% (stronger) |
| Loans ÷ deposits | 89.8% | 59.1% (stronger) |
| Uninsured deposits | 9.0% | 1.9% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.2% |
Chessie Federal Credit Union has the higher TellerScore (83 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Signal Financial Federal Credit Union leads on 2 and Chessie Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.