Side-by-side · Q2 2026 data
Signature Federal Credit Union vs Beacon Credit Union, Incorporated
Credit union
Signature Federal Credit Union
Alexandria, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Signature Federal Credit Union | Beacon Credit Union, Incorporated |
|---|---|---|
| TellerScore | 49 | 74 (stronger) |
| Capital cushion | 55 | 66 (stronger) |
| Loan quality | 49 | 92 (stronger) |
| Earnings | 26 | 63 (stronger) |
| Funding & liquidity | 54 | 60 (stronger) |
| Problem-loan coverage | 69 | 94 (stronger) |
| Peer percentile | 5th | 63rd |
| Total assets | $421.4M | $391.6M |
| Deposits / shares | $328.7M | $342.0M |
| Capital ratio | 10.54% | 11.60% (stronger) |
| Problem loans | 1.53% | 0.24% (stronger) |
| Net charge-offs | 0.45% | 0.29% (stronger) |
| Return on assets | 0.16% | 1.08% (stronger) |
| Loans ÷ deposits | 106.1% | 99.8% (stronger) |
| Uninsured deposits | 7.8% | 2.5% (stronger) |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.6% | — |
Beacon Credit Union, Incorporated has the higher TellerScore (74 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Signature Federal Credit Union leads on 0 and Beacon Credit Union, Incorporated on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.