Side-by-side · Q2 2026 data
Signet Federal Credit Union vs Service One Credit Union
Credit union
Service One Credit Union
Bowling Green, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | Signet Federal Credit Union | Service One Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 64 (stronger) | 53 |
| Earnings | 65 (stronger) | 36 |
| Funding & liquidity | 92 (stronger) | 77 |
| Problem-loan coverage | 92 (stronger) | 78 |
| Peer percentile | 82nd | 9th |
| Total assets | $398.2M | $269.1M |
| Deposits / shares | $332.1M | $242.9M |
| Capital ratio | 16.64% (stronger) | 9.51% |
| Problem loans | 1.07% (stronger) | 1.40% |
| Net charge-offs | 0.28% | 0.21% (stronger) |
| Return on assets | 1.13% (stronger) | 0.41% |
| Loans ÷ deposits | 68.2% (stronger) | 83.5% |
| Uninsured deposits | 9.9% | 5.3% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
Signet Federal Credit Union has the higher TellerScore (82 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Signet Federal Credit Union leads on 5 and Service One Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.