Side-by-side · Q2 2026 data
Signia Federal Credit Union vs Hotel and Travel Industry Federal Credit Union
Credit union
Hotel and Travel Industry Federal Credit Union
Honolulu, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Signia Federal Credit Union | Hotel and Travel Industry Federal Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 24 | 73 (stronger) |
| Earnings | 30 | 33 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 84 | 92 (stronger) |
| Peer percentile | 26th | 23rd |
| Total assets | $34.0M | $40.0M |
| Deposits / shares | $28.0M | $37.2M |
| Capital ratio | 17.17% (stronger) | 8.93% |
| Problem loans | 2.28% | 0.81% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.76% |
| Return on assets | 0.24% | 0.33% (stronger) |
| Loans ÷ deposits | 74.8% | 42.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Signia Federal Credit Union has the higher TellerScore (63 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Signia Federal Credit Union leads on 4 and Hotel and Travel Industry Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.