Side-by-side · Q2 2026 data
Signia Federal Credit Union vs Molokai Community Federal Credit Union
Credit union
Molokai Community Federal Credit Union
Kaunakakai, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Signia Federal Credit Union | Molokai Community Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 68 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 24 (stronger) | 0 |
| Earnings | 30 | 73 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 84 (stronger) | 82 |
| Peer percentile | 26th | 36th |
| Total assets | $34.0M | $38.3M |
| Deposits / shares | $28.0M | $31.1M |
| Capital ratio | 17.17% | 18.54% (stronger) |
| Problem loans | 2.28% (stronger) | 4.40% |
| Net charge-offs | 0.06% | -0.26% (stronger) |
| Return on assets | 0.24% | 1.32% (stronger) |
| Loans ÷ deposits | 74.8% | 47.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 4.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Molokai Community Federal Credit Union has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Signia Federal Credit Union leads on 2 and Molokai Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.