Side-by-side · Q2 2026 data
Silex Banking Company vs Peoples Bank of Moniteau County
Metric by metric
| Measure | Silex Banking Company | Peoples Bank of Moniteau County |
|---|---|---|
| TellerScore | 81 (stronger) | 75 |
| Capital cushion | 97 (stronger) | 61 |
| Loan quality | 70 | 76 (stronger) |
| Earnings | 62 | 75 (stronger) |
| Funding & liquidity | 86 | 92 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 68th | 54th |
| Total assets | $98.2M | $83.2M |
| Deposits / shares | $84.4M | $73.3M |
| Capital ratio | 14.67% (stronger) | 11.12% |
| Problem loans | 0.91% | 0.72% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.05% | 1.38% (stronger) |
| Loans ÷ deposits | 72.8% | 67.9% (stronger) |
| Uninsured deposits | 15.8% | 5.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.5% |
Silex Banking Company has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Silex Banking Company leads on 3 and Peoples Bank of Moniteau County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.