Side-by-side · Q2 2026 data
Simmesport State Bank vs Department of Corrections Credit Union
Credit union
Department of Corrections Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Simmesport State Bank | Department of Corrections Credit Union |
|---|---|---|
| TellerScore | 54 | 90 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 0 | 81 (stronger) |
| Earnings | 80 | 86 (stronger) |
| Funding & liquidity | 71 | 86 (stronger) |
| Problem-loan coverage | 54 | 97 (stronger) |
| Peer percentile | 10th | 95th |
| Total assets | $198.5M | $126.3M |
| Deposits / shares | $173.0M | $96.0M |
| Capital ratio | 12.28% | 23.38% (stronger) |
| Problem loans | 3.15% | 0.57% (stronger) |
| Net charge-offs | 0.66% | 0.39% (stronger) |
| Return on assets | 1.50% | 1.64% (stronger) |
| Loans ÷ deposits | 89.7% | 74.4% (stronger) |
| Uninsured deposits | 11.8% | 1.5% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Department of Corrections Credit Union has the higher TellerScore (90 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Simmesport State Bank leads on 0 and Department of Corrections Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.