Side-by-side · Q2 2026 data
Simmons Bank vs Alton Bank
Metric by metric
| Measure | Simmons Bank | Alton Bank |
|---|---|---|
| TellerScore | 60 | 63 (stronger) |
| Capital cushion | 42 (stronger) | 30 |
| Loan quality | 69 | 83 (stronger) |
| Earnings | 68 (stronger) | 60 |
| Funding & liquidity | 47 | 86 (stronger) |
| Problem-loan coverage | 90 (stronger) | 88 |
| Peer percentile | 29th | 24th |
| Total assets | $24.7B | $145.0M |
| Deposits / shares | $19.9B | $127.9M |
| Capital ratio | 9.18% (stronger) | 7.96% |
| Problem loans | 0.92% | 0.52% (stronger) |
| Net charge-offs | 0.20% | 0.02% (stronger) |
| Return on assets | 1.21% (stronger) | 0.99% |
| Loans ÷ deposits | 89.5% | 63.6% (stronger) |
| Uninsured deposits | 36.2% | 24.9% (stronger) |
| Offices | 218 | 2 |
| CFPB complaints (3 yrs) | 167 | — |
| Complaints per $1B deposits | 8.4 | — |
| Mortgage denial rate (HMDA) | 26.5% | — |
Alton Bank has the higher TellerScore (63 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Simmons Bank leads on 2 and Alton Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.