Side-by-side · Q2 2026 data
Simmons Bank vs Peoples Bank
Metric by metric
| Measure | Simmons Bank | Peoples Bank |
|---|---|---|
| TellerScore | 60 | 90 (stronger) |
| Capital cushion | 42 | 83 (stronger) |
| Loan quality | 69 | 99 (stronger) |
| Earnings | 68 | 93 (stronger) |
| Funding & liquidity | 47 | 79 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 29th | 95th |
| Total assets | $24.7B | $313.8M |
| Deposits / shares | $19.9B | $272.1M |
| Capital ratio | 9.18% | 13.33% (stronger) |
| Problem loans | 0.92% | 0.03% (stronger) |
| Net charge-offs | 0.20% | -0.00% (stronger) |
| Return on assets | 1.21% | 1.82% (stronger) |
| Loans ÷ deposits | 89.5% | 60.7% (stronger) |
| Uninsured deposits | 36.2% | 33.9% (stronger) |
| Offices | 218 | 3 |
| CFPB complaints (3 yrs) | 167 | — |
| Complaints per $1B deposits | 8.4 | — |
| Mortgage denial rate (HMDA) | 26.5% | — |
Peoples Bank has the higher TellerScore (90 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Simmons Bank leads on 0 and Peoples Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.