Side-by-side · Q2 2026 data
Simplicity Credit Union vs First Community CU of Beloit Credit Union
Credit union
First Community CU of Beloit Credit Union
Beloit, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | Simplicity Credit Union | First Community CU of Beloit Credit Union |
|---|---|---|
| TellerScore | 57 | 63 (stronger) |
| Capital cushion | 48 | 57 (stronger) |
| Loan quality | 59 | 74 (stronger) |
| Earnings | 49 | 57 (stronger) |
| Funding & liquidity | 67 (stronger) | 52 |
| Problem-loan coverage | 79 | 86 (stronger) |
| Peer percentile | 14th | 29th |
| Total assets | $546.7M | $410.2M |
| Deposits / shares | $487.5M | $348.1M |
| Capital ratio | 9.82% | 10.69% (stronger) |
| Problem loans | 1.22% | 0.77% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.30% |
| Return on assets | 0.72% | 0.93% (stronger) |
| Loans ÷ deposits | 93.2% (stronger) | 107.3% |
| Uninsured deposits | 4.2% (stronger) | 16.0% |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community CU of Beloit Credit Union has the higher TellerScore (63 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Simplicity Credit Union leads on 3 and First Community CU of Beloit Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.