Side-by-side · Q2 2026 data
Simplicity Credit Union vs Park City Credit Union
Metric by metric
| Measure | Simplicity Credit Union | Park City Credit Union |
|---|---|---|
| TellerScore | 57 | 67 (stronger) |
| Capital cushion | 48 | 49 (stronger) |
| Loan quality | 59 | 88 (stronger) |
| Earnings | 49 | 53 (stronger) |
| Funding & liquidity | 67 | 67 |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 14th | 41st |
| Total assets | $546.7M | $397.4M |
| Deposits / shares | $487.5M | $339.0M |
| Capital ratio | 9.82% | 9.92% (stronger) |
| Problem loans | 1.22% | 0.36% (stronger) |
| Net charge-offs | 0.27% | 0.16% (stronger) |
| Return on assets | 0.72% | 0.82% (stronger) |
| Loans ÷ deposits | 93.2% | 92.8% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 7.0% |
| Offices | 9 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Park City Credit Union has the higher TellerScore (67 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Simplicity Credit Union leads on 1 and Park City Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.