Side-by-side · Q2 2026 data
Simplicity Credit Union vs Superior Choice Credit Union
Metric by metric
| Measure | Simplicity Credit Union | Superior Choice Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 56 |
| Capital cushion | 48 (stronger) | 25 |
| Loan quality | 59 | 81 (stronger) |
| Earnings | 49 (stronger) | 39 |
| Funding & liquidity | 67 | 79 (stronger) |
| Problem-loan coverage | 79 | 89 (stronger) |
| Peer percentile | 14th | 13th |
| Total assets | $546.7M | $730.3M |
| Deposits / shares | $487.5M | $626.2M |
| Capital ratio | 9.82% (stronger) | 7.54% |
| Problem loans | 1.22% | 0.57% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.38% |
| Return on assets | 0.72% (stronger) | 0.48% |
| Loans ÷ deposits | 93.2% | 80.8% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 5.0% |
| Offices | 9 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.8% |
Simplicity Credit Union has the higher TellerScore (57 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Simplicity Credit Union leads on 5 and Superior Choice Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.