Side-by-side · Q2 2026 data
Simplot Credit Union vs Idaho United Credit Union
Metric by metric
| Measure | Simplot Credit Union | Idaho United Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 90 | 99 (stronger) |
| Earnings | 61 (stronger) | 42 |
| Funding & liquidity | 79 (stronger) | 72 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 80th | 32nd |
| Total assets | $59.0M | $77.3M |
| Deposits / shares | $46.0M | $69.8M |
| Capital ratio | 21.92% (stronger) | 8.90% |
| Problem loans | 0.30% | 0.02% (stronger) |
| Net charge-offs | 0.27% | 0.26% (stronger) |
| Return on assets | 1.03% (stronger) | 0.55% |
| Loans ÷ deposits | 81.0% (stronger) | 86.5% |
| Uninsured deposits | 0.2% (stronger) | 16.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Simplot Credit Union has the higher TellerScore (86 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Simplot Credit Union leads on 5 and Idaho United Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.