Headquartered in Pocatello, Idaho, Simplot Credit Union is a federally insured state-chartered credit union with $59.0M in total assets and $46.0M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1955.
Based on its Q2 2026 filing, Simplot Credit Union scores 86/100, which we describe as very strong. That is higher than 80% of 2,479 credit unions with under $100 million in assets. Among 26 credit unions headquartered in Idaho, it ranks 2nd. Its strongest component is capital cushion (100/100; 21.92%), and its lowest is earnings (61/100; 1.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (79 → 86), mostly because the loan quality component improved by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 84 |
| Q4 2024 | 82 |
| Q1 2025 | 78 |
| Q2 2025 | 79 |
| Q3 2025 | 69 |
| Q4 2025 | 82 |
| Q1 2026 | 83 |
| Q2 2026 | 86 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 21.36% |
| Q3 2024 | 21.61% |
| Q4 2024 | 21.50% |
| Q1 2025 | 21.32% |
| Q2 2025 | 21.77% |
| Q3 2025 | 17.94% |
| Q4 2025 | 20.59% |
| Q1 2026 | 21.56% |
| Q2 2026 | 21.92% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.85% |
| Q3 2024 | 0.72% |
| Q4 2024 | 0.96% |
| Q1 2025 | 0.89% |
| Q2 2025 | 0.89% |
| Q3 2025 | 0.76% |
| Q4 2025 | 0.73% |
| Q1 2026 | 0.38% |
| Q2 2026 | 0.30% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.42% |
| Q3 2024 | 1.39% |
| Q4 2024 | 1.39% |
| Q1 2025 | 0.82% |
| Q2 2025 | 0.95% |
| Q3 2025 | -5.05% |
| Q4 2025 | 0.94% |
| Q1 2026 | 0.74% |
| Q2 2026 | 1.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $59.0M | 21.92% | 0.30% | 1.03% | 81.0% |
| Q1 2026 | 83 | $58.8M | 21.56% | 0.38% | 0.74% | 83.4% |
| Q4 2025 | 82 | $58.8M | 20.59% | 0.73% | 0.94% | 84.2% |
| Q3 2025 | 69 | $56.7M | 17.94% | 0.76% | -5.05% | 89.6% |
| Q2 2025 | 79 | $56.9M | 21.77% | 0.89% | 0.95% | 90.1% |
| Q1 2025 | 78 | $57.4M | 21.32% | 0.89% | 0.82% | 88.0% |
| Q4 2024 | 82 | $56.3M | 21.50% | 0.96% | 1.39% | 89.3% |
| Q3 2024 | 84 | $55.1M | 21.61% | 0.72% | 1.39% | 92.2% |
| Q2 2024 | 83 | $54.9M | 21.36% | 0.85% | 1.42% | 91.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Idaho
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Members Preferred Credit UnionCredit union Idaho Falls, ID | 87 out of 100, Very strong | $62.9M | 20.7% | 1.01% | vs |
| Idaho United Credit UnionCredit union Boise, ID | 66 out of 100, Moderate | $77.3M | 8.9% | 0.02% | vs |
| Rails West Federal Credit UnionCredit union Pocatello, ID | 77 out of 100, Strong | $80.6M | 11.2% | 0.26% | vs |
| Sei Federal Credit UnionCredit union Pocatello, ID | 51 out of 100, Below average | $33.4M | 8.3% | 0.68% | vs |
| St Joe Valley Credit UnionCredit union St Maries, ID | 80 out of 100, Strong | $14.0M | 11.6% | 0.59% | vs |
| Snake River Federal Credit UnionCredit union Twin Falls, ID | 82 out of 100, Strong | $12.0M | 15.4% | 0.15% | vs |
Deposit insurance
Is my money safe at Simplot Credit Union?
Yes. Simplot Credit Union is a federally insured credit union (NCUA charter #63405). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.2% of shares and deposits ($76K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 21.92%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Simplot Credit Union lists 1 office in 1 city. Most locations:
- Pocatello, ID (1)
Identity & history
Profile
- Legal name
- Simplot Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 63405
- RSSD ID
- 157397
- Primary regulator
- State + NCUA
- Established
- 1955
- Headquarters
- Po Box 2519, Pocatello, ID 83201
- Employees
- 14
Quick answers
Simplot Credit Union: common questions
Is Simplot Credit Union NCUA insured?
Yes. Simplot Credit Union is a federally insured credit union (NCUA charter #63405). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Simplot Credit Union's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Simplot Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Pocatello
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of CommerceBank Ammon, ID | 78 out of 100, Strong | $2.3B | 15.7% | 1.35% | vs |
| Rails West Federal Credit UnionCredit union Pocatello, ID | 77 out of 100, Strong | $80.6M | 11.2% | 0.26% | vs |
| D. L. Evans BankBank Burley, ID | 76 out of 100, Strong | $3.7B | 10.4% | 0.26% | vs |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | vs |
| Zions Bancorporation, N.A.Bank Salt Lake City, UT | 67 out of 100, Moderate | $89.0B | 9.4% | 0.47% | vs |
| Advantage Plus Federal Credit UnionCredit union Pocatello, ID | 64 out of 100, Moderate | $292.4M | 9.7% | 0.36% | vs |