Side-by-side · Q2 2026 data
Sing Sing Employees Federal Credit Union vs Williamsville Federal Credit Union
Credit union
Sing Sing Employees Federal Credit Union
Briarcliff Mano, New York · Under $100 million in assets
Credit union
Williamsville Federal Credit Union
Amherst, New York · Under $100 million in assets
Metric by metric
| Measure | Sing Sing Employees Federal Credit Union | Williamsville Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 58 | 95 (stronger) |
| Earnings | 18 (stronger) | 4 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 47th | 40th |
| Total assets | $11.0M | $11.1M |
| Deposits / shares | $9.3M | $9.8M |
| Capital ratio | 15.56% (stronger) | 11.84% |
| Problem loans | 1.26% | 0.15% (stronger) |
| Net charge-offs | 6.78% | 0.00% (stronger) |
| Return on assets | -0.05% (stronger) | -0.39% |
| Loans ÷ deposits | 43.2% (stronger) | 51.5% |
| Uninsured deposits | 0.0% (stronger) | 1.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sing Sing Employees Federal Credit Union has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Sing Sing Employees Federal Credit Union leads on 5 and Williamsville Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.