TellerScore

Sing Sing Employees Federal Credit Union (NCUA charter #4441) is based in Briarcliff Mano, New York. Its Q2 2026 call report shows $11.0M in total assets and $9.3M in member shares and deposits and 2 offices.

Sing Sing Employees Federal Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 119th. Capital cushion contributes the most (100/100, 15.56%); earnings contributes the least (18/100, -0.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.56%
Loan quality58/100
Loans 60+ days delinquent ÷ total loans: 1.26%
Earnings18/100
Return on assets (annualized): -0.05%
Funding & liquidity100/100
Loans ÷ shares: 43.2% · 0.0% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.94%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 13 points (60 → 73), mostly because the loan quality component improved by 58 points.

TellerScore
586980Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202480
Q4 202473
Q1 202560
Q2 202560
Q3 202558
Q4 202560
Q1 202669
Q2 202673
Net worth ratio
7.00%12.02%17.04%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.60%
Q3 202416.64%
Q4 202417.04%
Q1 202516.47%
Q2 202515.64%
Q3 202515.61%
Q4 202515.99%
Q1 202615.91%
Q2 202615.56%
Delinquent loans (60+ days)
1.22%2.30%3.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.69%
Q3 20241.22%
Q4 20242.06%
Q1 20253.38%
Q2 20253.00%
Q3 20252.85%
Q4 20252.80%
Q1 20261.89%
Q2 20261.26%
Return on assets
-0.07%0.60%1.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.27%
Q3 20240.89%
Q4 20240.93%
Q1 20250.27%
Q2 20250.36%
Q3 2025-0.07%
Q4 20250.05%
Q1 20260.25%
Q2 2026-0.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$11.0M15.56%1.26%-0.05%43.2%
Q1 202669$10.8M15.91%1.89%0.25%42.9%
Q4 202560$10.7M15.99%2.80%0.05%45.8%
Q3 202558$10.9M15.61%2.85%-0.07%45.4%
Q2 202560$11.0M15.64%3.00%0.36%42.6%
Q1 202560$10.4M16.47%3.38%0.27%44.1%
Q4 202473$10.0M17.04%2.06%0.93%47.1%
Q3 202480$10.1M16.64%1.22%0.89%45.9%
Q2 202479$10.1M16.60%1.69%1.27%45.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.56%
58th
Problem loans1.26%
33rd
Net charge-offs6.78%
1st
Return on assets-0.05%
18th
Loans to deposits43.2%
74th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio2.9%
43rd

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Circuit Federal Credit UnionCredit union Cheektowaga, NY71 out of 100, Strong$11.5M13.3%0.39%vs
Cvph Employees Federal Credit UnionCredit union Plattsburgh, NY70 out of 100, Strong$10.4M10.8%0.04%vs
Maryvale Schools Federal Credit UnionCredit union Cheektowaga, NY75 out of 100, Strong$10.2M20.0%2.13%vs
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Deposit insurance

Is my money safe at Sing Sing Employees Federal Credit Union?

Yes. Sing Sing Employees Federal Credit Union is a federally insured credit union (NCUA charter #4441). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.56%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Sing Sing Employees Federal Credit Union lists 2 offices in 2 cities. Most locations:

  • Briarcliff Manor, NY (1)
  • New Windsor, NY (1)

All branch addresses and map

Identity & history

Profile

Legal name
Sing Sing Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
4441
RSSD ID
705172
Primary regulator
NCUA
Established
1941
Headquarters
127 Woodside Ave, Briarcliff Mano, NY 10510
Employees
5

Quick answers

Sing Sing Employees Federal Credit Union: common questions

Is Sing Sing Employees Federal Credit Union NCUA insured?

Yes. Sing Sing Employees Federal Credit Union is a federally insured credit union (NCUA charter #4441). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sing Sing Employees Federal Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sing Sing Employees Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Briarcliff Mano

InstitutionScoreAssetsCapitalProblem loansCompare
B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY93 out of 100, Very strong$1.5M23.8%0.18%vs
Gha Federal Credit UnionCredit union Greenwich, CT91 out of 100, Very strong$29.7M17.5%0.56%vs
Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT91 out of 100, Very strong$365.2M17.1%0.26%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs
Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT89 out of 100, Very strong$32.6M14.5%0.87%vs