Side-by-side · Q2 2026 data
Singing River Federal Credit Union vs Family Security Credit Union
Credit union
Singing River Federal Credit Union
Moss Point, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Singing River Federal Credit Union | Family Security Credit Union |
|---|---|---|
| TellerScore | 68 | 95 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 82 (stronger) | 80 |
| Earnings | 46 | 99 (stronger) |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 45th | 100th |
| Total assets | $397.4M | $1.1B |
| Deposits / shares | $348.3M | $876.5M |
| Capital ratio | 11.41% | 19.92% (stronger) |
| Problem loans | 0.55% (stronger) | 0.61% |
| Net charge-offs | 1.35% | 0.55% (stronger) |
| Return on assets | 0.66% | 1.98% (stronger) |
| Loans ÷ deposits | 93.2% | 47.7% (stronger) |
| Uninsured deposits | 9.8% | 2.9% (stronger) |
| Offices | 3 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | 37.5% |
Family Security Credit Union has the higher TellerScore (95 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Singing River Federal Credit Union leads on 1 and Family Security Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.