Side-by-side · Q2 2026 data
Sioux Valley Community Credit Union vs Holy Ghost Parish Credit Union
Credit union
Sioux Valley Community Credit Union
Sioux City, Iowa · Under $100 million in assets
Metric by metric
| Measure | Sioux Valley Community Credit Union | Holy Ghost Parish Credit Union |
|---|---|---|
| TellerScore | 43 | 71 (stronger) |
| Capital cushion | 54 (stronger) | 48 |
| Loan quality | 12 | 100 (stronger) |
| Earnings | 19 | 31 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 67 | 100 (stronger) |
| Peer percentile | 4th | 42nd |
| Total assets | $43.6M | $34.9M |
| Deposits / shares | $38.8M | $31.5M |
| Capital ratio | 10.44% (stronger) | 9.75% |
| Problem loans | 2.65% | 0.00% (stronger) |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | -0.02% | 0.27% (stronger) |
| Loans ÷ deposits | 73.6% | 2.5% (stronger) |
| Uninsured deposits | 7.6% | 1.6% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Holy Ghost Parish Credit Union has the higher TellerScore (71 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Sioux Valley Community Credit Union leads on 1 and Holy Ghost Parish Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.