Side-by-side · Q2 2026 data
Siouxland Federal Credit Union vs Liberty First Credit Union
Credit union
Siouxland Federal Credit Union
South Sioux Cit, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Siouxland Federal Credit Union | Liberty First Credit Union |
|---|---|---|
| TellerScore | 75 | 86 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 86 (stronger) | 74 |
| Earnings | 55 | 90 (stronger) |
| Funding & liquidity | 78 (stronger) | 69 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 66th | 89th |
| Total assets | $351.9M | $523.4M |
| Deposits / shares | $306.7M | $437.2M |
| Capital ratio | 12.21% | 15.08% (stronger) |
| Problem loans | 0.43% (stronger) | 0.79% |
| Net charge-offs | 0.13% (stronger) | 0.26% |
| Return on assets | 0.88% | 1.75% (stronger) |
| Loans ÷ deposits | 81.8% (stronger) | 91.4% |
| Uninsured deposits | 4.7% | 2.2% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.6% | 13.0% |
Liberty First Credit Union has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Siouxland Federal Credit Union leads on 3 and Liberty First Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.