Side-by-side · Q2 2026 data
Siskiyou Credit Union vs South Bay Credit Union
Metric by metric
| Measure | Siskiyou Credit Union | South Bay Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 59 |
| Capital cushion | 47 (stronger) | 44 |
| Loan quality | 60 | 84 (stronger) |
| Earnings | 68 (stronger) | 24 |
| Funding & liquidity | 79 (stronger) | 75 |
| Problem-loan coverage | 67 | 92 (stronger) |
| Peer percentile | 24th | 19th |
| Total assets | $144.3M | $160.6M |
| Deposits / shares | $133.6M | $144.1M |
| Capital ratio | 9.66% (stronger) | 9.41% |
| Problem loans | 1.19% | 0.48% (stronger) |
| Net charge-offs | 1.44% | 0.46% (stronger) |
| Return on assets | 1.19% (stronger) | 0.10% |
| Loans ÷ deposits | 81.7% (stronger) | 85.7% |
| Uninsured deposits | 5.8% | 0.0% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Siskiyou Credit Union has the higher TellerScore (61 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Siskiyou Credit Union leads on 4 and South Bay Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.