Side-by-side · Q2 2026 data
Siu Credit Union vs Heartland Credit Union
Metric by metric
| Measure | Siu Credit Union | Heartland Credit Union |
|---|---|---|
| TellerScore | 72 | 89 (stronger) |
| Capital cushion | 66 | 87 (stronger) |
| Loan quality | 70 | 92 (stronger) |
| Earnings | 67 | 91 (stronger) |
| Funding & liquidity | 85 (stronger) | 81 |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 57th | 94th |
| Total assets | $591.3M | $573.7M |
| Deposits / shares | $519.4M | $494.4M |
| Capital ratio | 11.56% | 13.74% (stronger) |
| Problem loans | 0.90% | 0.25% (stronger) |
| Net charge-offs | 0.60% | 0.24% (stronger) |
| Return on assets | 1.17% | 1.78% (stronger) |
| Loans ÷ deposits | 75.3% (stronger) | 78.9% |
| Uninsured deposits | 3.5% (stronger) | 6.1% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | — |
Heartland Credit Union has the higher TellerScore (89 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Siu Credit Union leads on 2 and Heartland Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.