The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 2 points (74 → 72), mostly because the loan quality component weakened by 16 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Illinois

Yes. Siu Credit Union is a federally insured credit union (NCUA charter #60279). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.5% of shares and deposits ($18.2M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.56%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Siu Credit Union lists 6 offices in 4 cities. Most locations:

• Carbondale, IL (3)
• Energy, IL (1)
• Marion, IL (1)
• Metropolis, IL (1)

All branch addresses and map

In 2025, Siu Credit Union reported 173 home-loan applications under HMDA (LEI 549300VLXW0YGTWFT173): 115 originated ($16,495,000 total), 15 denied, and 38 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Siu Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

60279

RSSD ID

635091

Primary regulator

State + NCUA

Established

1938

Headquarters

P.O. Box 2888, Carbondale, IL 62902

Employees

127