Side-by-side · Q2 2026 data
Siu Credit Union vs Land of Lincoln Credit Union
Metric by metric
| Measure | Siu Credit Union | Land of Lincoln Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 58 |
| Capital cushion | 66 (stronger) | 48 |
| Loan quality | 70 | 70 |
| Earnings | 67 (stronger) | 29 |
| Funding & liquidity | 85 (stronger) | 78 |
| Problem-loan coverage | 90 (stronger) | 84 |
| Peer percentile | 57th | 16th |
| Total assets | $591.3M | $498.9M |
| Deposits / shares | $519.4M | $443.7M |
| Capital ratio | 11.56% (stronger) | 9.81% |
| Problem loans | 0.90% (stronger) | 0.91% |
| Net charge-offs | 0.60% | 0.44% (stronger) |
| Return on assets | 1.17% (stronger) | 0.23% |
| Loans ÷ deposits | 75.3% (stronger) | 82.2% |
| Uninsured deposits | 3.5% (stronger) | 6.8% |
| Offices | 6 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | 3.9% |
Siu Credit Union has the higher TellerScore (72 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Siu Credit Union leads on 6 and Land of Lincoln Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.