TellerScore

Side-by-side · Q2 2026 data

Siu Credit Union vs River to River Credit Union

Credit union

Siu Credit Union

Carbondale, Illinois · $100 million – $1 billion

72of 100
Strong

Credit union

River to River Credit Union

Vienna, Illinois · Under $100 million in assets

97of 100
Very strong

Metric by metric

MeasureSiu Credit UnionRiver to River Credit Union
TellerScore7297 (stronger)
Capital cushion6697 (stronger)
Loan quality7092 (stronger)
Earnings67100 (stronger)
Funding & liquidity85100 (stronger)
Problem-loan coverage9098 (stronger)
Peer percentile57th98th
Total assets$591.3M$29.7M
Deposits / shares$519.4M$25.3M
Capital ratio11.56%14.65% (stronger)
Problem loans0.90%0.23% (stronger)
Net charge-offs0.60%0.12% (stronger)
Return on assets1.17%2.25% (stronger)
Loans ÷ deposits75.3%59.3% (stronger)
Uninsured deposits3.5%0.8% (stronger)
Offices61
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)11.1%—

River to River Credit Union has the higher TellerScore (97 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Siu Credit Union leads on 0 and River to River Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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