Side-by-side · Q2 2026 data
SJN Bank of Kansas vs First Kansas Bank
Metric by metric
| Measure | SJN Bank of Kansas | First Kansas Bank |
|---|---|---|
| TellerScore | 37 | 74 (stronger) |
| Capital cushion | 42 (stronger) | 33 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 56 | 87 (stronger) |
| Funding & liquidity | 78 (stronger) | 75 |
| Problem-loan coverage | 16 | 100 (stronger) |
| Peer percentile | 2nd | 57th |
| Total assets | $302.9M | $294.4M |
| Deposits / shares | $259.6M | $275.2M |
| Capital ratio | 9.24% (stronger) | 8.35% |
| Problem loans | 6.97% | 0.00% (stronger) |
| Net charge-offs | 0.19% | 0.01% (stronger) |
| Return on assets | 0.91% | 1.67% (stronger) |
| Loans ÷ deposits | 71.4% | 48.1% (stronger) |
| Uninsured deposits | 24.5% (stronger) | 38.0% |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Kansas Bank has the higher TellerScore (74 vs 37). On the 7 directional measures above (where higher or lower is clearly better), SJN Bank of Kansas leads on 2 and First Kansas Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.