Side-by-side · Q2 2026 data
Skowhegan Savings Bank vs Maine State Credit Union
Metric by metric
| Measure | Skowhegan Savings Bank | Maine State Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 86 (stronger) | 74 |
| Earnings | 83 (stronger) | 31 |
| Funding & liquidity | 66 | 73 (stronger) |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 92nd | 19th |
| Total assets | $855.0M | $805.9M |
| Deposits / shares | $715.3M | $696.5M |
| Capital ratio | 15.81% (stronger) | 9.78% |
| Problem loans | 0.42% (stronger) | 0.79% |
| Net charge-offs | -0.02% (stronger) | 0.47% |
| Return on assets | 1.58% (stronger) | 0.26% |
| Loans ÷ deposits | 85.4% (stronger) | 87.6% |
| Uninsured deposits | 22.5% | 12.3% (stronger) |
| Offices | 12 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.9% |
Skowhegan Savings Bank has the higher TellerScore (88 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Skowhegan Savings Bank leads on 6 and Maine State Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.