Side-by-side · Q2 2026 data
Skowhegan Savings Bank vs Sebasticook Valley Federal Credit Union
Credit union
Sebasticook Valley Federal Credit Union
Pittsfield, Maine · $100 million – $1 billion
Metric by metric
| Measure | Skowhegan Savings Bank | Sebasticook Valley Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 86 (stronger) | 69 |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 66 (stronger) | 50 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 92nd | 86th |
| Total assets | $855.0M | $186.2M |
| Deposits / shares | $715.3M | $144.0M |
| Capital ratio | 15.81% (stronger) | 15.41% |
| Problem loans | 0.42% (stronger) | 0.92% |
| Net charge-offs | -0.02% (stronger) | 0.25% |
| Return on assets | 1.58% | 2.30% (stronger) |
| Loans ÷ deposits | 85.4% (stronger) | 112.0% |
| Uninsured deposits | 22.5% | 12.8% (stronger) |
| Offices | 12 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.4% |
Skowhegan Savings Bank has the higher TellerScore (88 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Skowhegan Savings Bank leads on 5 and Sebasticook Valley Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.