Side-by-side · Q2 2026 data
Sky Federal Credit Union vs Billings Federal Credit Union
Metric by metric
| Measure | Sky Federal Credit Union | Billings Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 64 (stronger) |
| Capital cushion | 27 | 67 (stronger) |
| Loan quality | 66 | 74 (stronger) |
| Earnings | 32 | 38 (stronger) |
| Funding & liquidity | 89 (stronger) | 63 |
| Problem-loan coverage | 83 | 88 (stronger) |
| Peer percentile | 9th | 31st |
| Total assets | $197.3M | $216.1M |
| Deposits / shares | $177.1M | $185.6M |
| Capital ratio | 7.72% | 11.73% (stronger) |
| Problem loans | 1.02% | 0.77% (stronger) |
| Net charge-offs | 0.34% | 0.19% (stronger) |
| Return on assets | 0.30% | 0.46% (stronger) |
| Loans ÷ deposits | 71.2% (stronger) | 97.7% |
| Uninsured deposits | 3.6% (stronger) | 8.7% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Billings Federal Credit Union has the higher TellerScore (64 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Sky Federal Credit Union leads on 2 and Billings Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.